Last Updated: August 28, 2020
Welcome! Thank you for visiting Litavis®.
The Litavis
Network (referred to as "Litavis,"
"we," "our," or "us") provides a service that enables
a convenient way to transfer money between you and others who are enrolled
directly with Litavis or enrolled
with a financial institution that partners with Litavis (each, a “User”) using aliases, such as email addresses or
mobile phone numbers. We refer to financial institutions that have partnered
with Litavis as “Network Financial
Institutions.”
This privacy policy (“Privacy Policy”) explains our
information privacy practices and the choices you can make about the
collection, use, disclosure, and retention of information you submit or we
collect through our website litavismanagement.com. We specify in this Privacy
Policy when the contents apply to our website and we use the term “Site” when
the contents apply to both. The Site is owned and operated by Litavis, LLC.
To make this Privacy Policy easy to find, we make
it available on the litavismanagement.com homepage.
1. Scope
and Consent
When you use the Site, you are contracting with
Litavis, LLC, located at 1967 Wehrle Dr., Suite 1-086, Buffalo NY 14221. By
using the Site, you expressly consent
to our collection, use, disclosure, and retention of your personal information
as described in this Privacy Policy.
Your use of the website is also governed by the
Service Agreement Terms and Conditions and Consent and Notice Regarding Electronic Communications. Do not use the Site if you
do not agree to these terms.
When you use the Site, we collect the categories of
personal information about you identified in the chart below. As further set
forth in the chart below, in the past 12 months, we have disclosed your
personal information to third parties for business or commercial purposes.
|
Categories
of Personal Information Collected in the last 12 months: |
Categories
of sources from which information is collected: |
Business
or commercial purposes for collection, use, and sharing: |
Disclosed
for business purposes to the following categories of third parties: |
|
Personal and online identifiers (such as name,
email address, IP address or unique online identifiers) |
All categories listed below in Section 3. |
All purposes listed below in Section 4. |
All categories listed below in Section 5. |
|
Certain customer record information (such as
address, telephone |
All categories listed below in Section 3. |
All purposes listed below in Section 4. |
All categories listed below in Section 5. |
|
number, financial account numbers, or any other
financial information) |
|
|
|
|
Commercial or transactions information (such as records of
transactions made through Litavis) |
All categories listed below in Section 3. |
All purposes listed below in Section 4. |
All categories listed below in Section 5. |
|
Internet or other electronic network
activity information (such as browsing history, search history,
interactions with a website, email, application) |
All categories listed below in Section 3. |
All purposes listed below in Section 4. |
All categories listed below in Section 5. |
|
Other information about you that is linked to the
personal information above (such as information you associate with your Litavis profile) |
All categories listed below in Section 3. |
All purposes listed below in Section 4. |
All categories listed below in Section 5. |
We collect personal information from the following
categories of sources:
a.
Users of
the Site (when accessing or using the Site);
b. Users’ devices (when accessing or using the Site);
c. Network Financial Institutions; and
d. Service providers.
We use and disclose the personal information we
collect for our commercial and business purposes, as further described in this
Privacy Policy. These commercial and business purposes include, without
limitation:
a. Preventing, detecting and protecting against
security incidents, fraud and prohibited or illegal activities;
b. Performing services (for us or our service
providers) such as account servicing, providing customer service, fulfilling
transactions, verifying consumer information, providing analytic services;
c. Internal research for technological improvement;
d.
Internal operations;
e. Verifying the existence of your financial account;
f. To enforce our terms and conditions;
g. Researching and resolving issues related to
transactions you sent or received;
h. Debugging;
i. Facilitating transactions, including enabling our
Network Financial Institutions to
complete money transfers between their customers and you;
j. Notifying you, by text or email, of a pending money
transfer or a request for payment;
k. Facilitating enrollment and resolving issues
relating to enrollment;
l.
Identity verification;
m.
Verifying
changes you have made to your personal information;
n. Auditing related to our interactions with you;
o. Activities to create, develop, operate, deliver,
maintain and improve our products
and services;
p. Legal compliance;
q. Responding to your requests and complying with your
stated communication preferences;
r. Providing you with a safe, efficient, and
customized experience;
s. Authentication;
t. Providing other services you request; and
u.
Other
one-time uses.
We may disclose the categories of personal
information designated above to the categories of third parties listed below
for business purposes:
a. Other Litavis
Users (for example, if there is a disagreement between two or more Clients
that involves a disputed financial transaction for goods, services, or housing,
we may share your name (from your Litavis
profile) with the other User to ensure the other User intends to send a
payment to you. We do not share your
financial account information with other Litavis Users.);
b.
The
Litavis, LLC corporate family;
c. Our Network Financial Institutions;
d. Our service providers;
e.
Law
enforcement, government agencies and other authorized third parties;
f. New owners (in the event we plan to merge with or
be acquired by that business
entity);
g. Companies in the mobile app industry;
h. Other entities with your consent.
You can control how and when you want to receive notifications
from us by following instructions within the notices you receive from us.
You may not opt-out of administrative emails (for
example, emails about your transactions or policy changes) for your enrolled
profile.
You may request to cancel your profile with Litavis by emailing us at info@litavismanagement.com.
However, doing so will immediately terminate your ability to use the service
and you may be evicted from the Premises.
We provide notice of the following rights you have,
regardless of whether we are obligated by law to observe them and regardless of
your state of residence:
· For certain categories of personal information, the
right to request a list of what
personal information (if any) we disclosed to third parties;
· The right to
know the categories and specific pieces of personal information we collect,
use, and disclose, about you, our business and commercial purposes for collecting such personal
information, categories of third parties with whom the business shares personal information, the categories of sources
from which we collected your personal information, whether we have disclosed
your personal information for a business or commercial purposes in the
preceding 12 months, and the categories of third parties with which we have
shared your personal information;
·
The right to request that we delete the
personal information we have collected
from you or maintain about you;
·
The right to be free from discrimination for
exercising your privacy rights.
To exercise any of the above rights or access your
personal information, please contact us at info@litavismanagement.com.
Please note the above-listed rights are subject to
certain exceptions. For instance, we cannot disclose or permit access to
specific pieces of personal information if the disclosure or access would
present a certain level of risk to the security of the personal information,
your account with us or the security of our systems or networks.
We may need to request additional information from
you to verify your identity or understand the scope of your request, although
you will not be required to create an account with us to submit a request or
have it fulfilled.
For requests made online, at a minimum, your
identity will be verified through your existing Litavis password protected account and a One-Time Password (OTP)
secure authorization.
For requests made by phone, at a minimum, your identity
will be verified by matching certain personal information provided by you with
personal information maintained by us. We may use a third-party identity
verification service to assist us with verifying your identity.
You may designate an authorized agent to make a
request on your behalf. Your authorized agent will be required to produce a
signed authorization from you and additional identity verification may be
required. Authorized agent requests may be made by writing to us at info@litavismanagement.com.
The Site does not knowingly collect information from
children as set forth above. This site is not intended for anyone under the age
of 18 who cannot enter into a legally binding contract.
You can access, review and update your personal
information at any time by emailing us at info@litavismanagement.com. You
can update your User profile and registration information, including your
financial account, personal information and email addresses/mobile numbers.
Keeping this information up-to-date is very important. If this information is
incomplete, inaccurate or not current, please update your information by
looking into your profile.
We generally retain information for as long as it
is necessary and relevant for our operations and to comply with applicable law.
You may request to cancel your profile and
enrollment with Litavis by emailing
us at info@litavismanagement.com.
Information from closed or suspended profiles will only be retained as
necessary to comply with law, prevent fraud, prevent re-registration, assist
with investigations, resolve disputes, analyze or troubleshoot programs,
enforce our terms and conditions, or take other actions permitted by law.
We do not currently use cookies on our website.
How We Respond
to Do Not Track Signals for California Residents: California Business &
Professions Code Section 22575(b) (as amended effective January 1, 2014)
provides that California residents are entitled to know how we respond to
"Do Not Track" browser settings. We do not currently take actions to
respond to Do Not Track signals because a uniform technological standard has
not yet been developed. We continue to review new technologies and may adopt a
standard once one is created.
Our website may contain links to other third-party
websites, such as our Network Financial Institutions. When you leave our website
and visit those websites, you are bound by the privacy policies of those
websites. We are not responsible for the privacy practices of these third party
websites, which are governed by their own privacy policies and practices.
To help us protect the privacy of your data, we
maintain technical, physical, and administrative security measures to protect
against loss, misuse, unauthorized access, disclosure, or alteration. Some of
the safeguards we use are firewalls, data encryption, physical access controls
to our data centers and information access authorization controls. It is your
responsibility to make sure that your personal information is accurate and that
your password(s) and profile registration information are secure and not shared
with third-parties. Additionally, we use security features that are built into
the hardware and software of your device to help protect your transactions,
such as facial or fingerprint recognition.
Our Site is not intended for children under the age of 18. For information about the Children’s Online
Privacy Protection Act (COPPA), visit the FTC website: www.ftc.gov.
We are located
in the United States. Our services are available for eligible United States users only. Our operations use a
network of computers, cloud-based services, and other infrastructure and
information technology that are based in the United States.
Additionally, we may use third-party service
providers that may be located in and process or store your personal information
in the United States, the European Union, and other countries. If you create a
profile, you consent to the collection and/or processing of your personal
information and tracking technologies/cookies as described in this Privacy
Policy.
From time to time, we may update this Privacy
Policy. You agree that we may notify you about material changes in the way we
treat personal information by placing a notice on the Site. You should check
the Site frequently for updates.
If your questions are not answered in this Privacy
Policy, you may email us at info@litavismanagement.com.